Many people put off getting life insurance because they don’t have the time or the inclination to get a medical exam. There are now companies that offer no exam life insurance to healthy individuals.
Are you interested in obtaining a life insurance quote, but feel you’re too busy to bother with the medical exam you’ll need? Unless you have a serious medical condition, you can probably obtain a life insurance quote without a medical exam. Instead you’ll need to fill out a form that includes information about your medical history. If you are healthy, that’s all you will need to do.
There are two big benefits to obtaining a life insurance quote without the need for a medical exam. The obvious benefit is convenience. You don’t have to put off shopping around for life insurance until you feel you have the time for a medical exam.
Another big benefit of being able to get a life insurance quote without a doctor’s exam is savings. It’s much easier to shop around for the best life insurance quote if you don’t have to submit a medical exam to each insurance company.
One thing to consider regarding a life insurance quote from a company that doesn’t require medical exam is limited benefits. In general, life insurance benefits are less when medical exams are not required. If you are interested in a life insurance quote for a large policy, you will want to forgo convenience and obtain quotes from companies that do require medical exams.